Fifth wheel insurance
Fifth wheel insurance – The Good Sam Insurance Agency difference
At the Good Sam Insurance Agency, we understand that each customer is as unique as the RV they choose. In fact, that’s why we offer comprehensive policies that custom fit the rig of your choice, including fifth wheels!
Fifth wheel insurance can include many of the same coverages you’d get for any type of RV trailer. Mainly, coverage differences will depend on your usage. For example, if you use your fifth wheel as a permanent residence at least six months out of the year, you’ll have different coverage limits than a part-time RVer, and certain coverage options won’t apply to you.
What is a 5th wheel?
This trailer style unit is named for its hitch. Instead of connecting at the bumper, the 5th wheel couples in the back of the truck bed. This rotating coupling is called the 5th wheel and allows the trailer to hang over the top of the truck bed, increasing the interior living space. The area over the truck has traditionally been built as a bedroom, and the area located beneath the trailer offers space for travelers to carry oversized items like kayaks, fishing gear or work materials.
Why do you need fifth wheel insurance?
Fifth-wheel insurance is important because it provides specialized RV coverages for your fifth-wheel trailer against damage or loss. Accidents can happen on the road, and having the right insurance can help protect you financially in case of an unforeseen event.
When pulling a 5th wheel, your auto insurance policy may extend to provide it with basic coverage. However, it’s important to have specialized RV insurance coverage that goes far beyond ordinary auto insurance to protect your trailer from other potential dangers.
At the Good Sam Insurance Agency, we take pride in offering our customers customizable coverage that resonates with both full-time and part-time RVers. We understand the RV lifestyle and have designed features and benefits to give you security, flexibility and affordability so you can enjoy adventures in your 5th wheel.
Fifth wheel insurance coverages
With 5th wheel insurance coverage2 through Good Sam Insurance Agency, you can enjoy:
- Protection for accessories (like awnings, antennas and tow kits) with permanent attachments coverage.
- Personal effects coverage that helps safeguard the valuables inside your RV, like laptops, watches, clothing and more.
- Peace of mind that if your RV is declared a total loss within its first five model years, it can be replaced if you add optional full replacement cost coverage.
- A reduced premium if you store your RV for part of the year and suspend collision-related coverages that you don’t need.
- Additional protection from an emergency expense allowance, vacation liability coverage and more.
Please note: If you’re a full-time RVer living more than six months per year in your RV, some of these options can vary.
Find the right 5th wheel coverage with the Good Sam Insurance Agency.
Whether you’re a full-timer, weekend adventurer or somewhere in between, we can help you find affordable RV insurance for your fifth wheel. We can also help you find coverage for your tow vehicle, which could help you secure a multi-product discount.
So, get a free RV insurance quote online or call 1-888-514-1116 today to speak with a friendly agent who understands your RV lifestyle and unique needs.