RV insurance
We offer policies especially made for your needs.
Your recreational vehicle is in a class of its own, and the Good Sam Insurance Agency believes your insurance should match. After all, RVs are unique. They're more than a car, yet not quite a house, which is why you need more than traditional home or auto insurance. Whether you drive a 40-foot motorhome or use a truck to pull a small travel trailer, we can help you find an affordable RV insurance policy that meets your specific needs and budget.
Travel trailer
Easily detachable trailer units with ample floor plan options.
Fifth wheel
A trailer-style unit that extends over a truck bed to maximize space.
Motorhomes
Motorized RVs that come in varying Class A, B and C types.
Does affordable mean less protection?
When it comes to protecting your RV, cost is always a factor, and our agents work hard to make sure your specialty RV insurance coverage comes in at the lowest price possible. That means adding discounts you qualify for, ensuring you only pay for what you need, and adjusting coverages (like a higher deductible) to help you get a lower rate. At the Good Sam Insurance Agency, we’re RV insurance specialists and work with top-rated carriers. So, you never have to sacrifice quality coverage if you’re searching for cheap RV insurance. You can rest assured you’re getting the full protection you need.
What is included in affordable RV coverage?
Whether you drive it or tow it, the Good Sam Insurance Agency offers peace of mind protection for your RV that surpasses coverage offered by ordinary auto or home policies. We provide RV insurance policies fit for the weekend RVer, full-timer and everyone in between!
We know that you made a significant investment in your recreational vehicle. Optional full replacement cost coverage provides you with a new RV if yours is totaled or stolen (and not recovered) in its first five model years.
Just like a traditional home, your RV is a reflection of you and your lifestyle. With permanent attachments coverage, you can rest assured that the features you love, like your outside awnings or the antenna that powers your favorite shows, are well protected.
Some personal possessions can make you feel more at home. Personal effects coverage helps protect these personal belongings – up to $3,000.
Taking advantage of your policy’s storage option allows you to store your RV and save! By activating the storage option, you can suspend unnecessary coverages to significantly lower your premium. No auto insurance feature comes close to this money-saving RV option.
General RV insurance coverages
In addition to specialized RV insurance coverages, the following coverages can come standard on your RV policy or be added, depending on your requirements:
- Collision
- Comprehensive
- Personal injury protection (PIP)
- Property protection
- Limited property damage
- Bodily injury and property damage liability
- Uninsured motorist
What’s the cost of RV insurance?
The Good Sam Insurance Agency works hard to help you find affordable RV insurance coverage. However, RV insurance costs ultimately depend on several different factors, including:
- Your driving and credit history
- Your age
- Where you live and drive
- The type of RV
- How you use the RV
- Your coverage selections
Get affordable RV policies with discounts.
When you get a quote, we’ll make sure you get the discounts you’re eligible to receive.
- You could receive a multi-product discount if you insure your RV with your car or tow vehicle.
- If you pay for your RV coverage in one payment, you could receive a paid-in-full discount.
- If you purchase a policy to protect your home or condo with your RV, you could be eligible for a multi-policy discount.
- You might be eligible for other discounts if you practice safe driving or your RV comes equipped with anti-theft and safety features.
The Good Sam Insurance Agency provides protection truly designed for RVs.
The Good Sam Insurance Agency has a rich history of insuring RVs that dates back more than fifty years. We’re seasoned at insuring motorized and towable RVs, as well as the cars and toys that often come along with the RV lifestyle. Call a Good Sam Insurance Agent today at 1-888-514-1116 to learn about the savings and discounts you could receive by bundling these insurance assets.